Business InsuranceEmployment Related Practices Liability
EMPLOYMENT-RELATED PRACTICES COVERAGE is available for the legal costs to defend claims against sexual harassment, wrongful termination and discrimination, and the actual legal liability for such acts.
The coverage is known by various titles through a number of insurers. Employment-related practices liability (ERPL), employment practices liability insurance (EPLI), management risk protection, employers errors and omissions, and Americans with Disabilities Act (ADA) insurance would all provide similar protection. Many policies cover employees as additional insureds or can be endorsed to do so.